Privacy Policy
K&B Approvals
Effective Date: January 1, 2026
IMPORTANT NOTICE REGARDING TEXT MESSAGING DATA
K&B Approvals ("we," "us," or "our") respects your privacy and is committed to protecting your personal information. We DO NOT share, sell, or distribute customer opt-in data, including phone numbers or SMS consent, with third parties or affiliates for marketing or promotional purposes. All messaging consent data is securely maintained and used solely for delivering our services.
1. Information We Collect
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
We may collect the following types of information:
Personal Information
• Full name, email address, phone number, mailing address
• Financial or payment-related details when applying for services or funding
• Communication consent records (SMS, email, calls), including timestamps
Non-Personal Information
• IP address, browser type, and device data
• Website usage behavior and analytics data
• Cookies and similar tracking technologies
Customer Interaction Data
• Inquiry submissions and support requests
• Appointment scheduling details
• Service history, feedback, and communication records
2. How We Use Your Information
We use your information to:
• Provide, manage, and improve our services
• Process applications, approvals, and transactions
• Communicate regarding your inquiries, services, and updates
• Personalize your experience on our website
• Ensure compliance, security, and fraud prevention
• Maintain records of your communication preferences and consent
3. SMS Messaging & Compliance
Text Messaging Terms
By opting into our SMS program, you agree to receive messages related to your inquiries, services, application updates, reminders, and important notifications.
Opt-In & Consent
• Messages are sent only after explicit consent
• We maintain detailed records of opt-in actions
• We comply with applicable regulations, including TCPA guidelines
Opt-Out Instructions
• Reply “STOP” at any time to unsubscribe
• You will receive a confirmation message
• No further messages will be sent unless you opt back in
Message Frequency & Content
• Frequency varies based on your interaction
• Messages are service-related unless additional consent is provided
Help & Support
• Reply “HELP” for assistance
• Or contact us directly via email or phone
Carrier Notice
• Message and data rates may apply
• Delivery is subject to carrier availability
• Carriers are not responsible for delayed or undelivered messages
SMS Data Protection
We do not share SMS opt-in data or consent with third parties, except service providers strictly necessary for message delivery. All such providers are bound by confidentiality agreements.
4. Information Sharing & Disclosure
We do not sell or rent your personal data. We don't share information in the following cases:
Service Providers
• Vendors supporting operations (CRM, payment processing, communication tools)
• Messaging providers used solely to deliver opted-in communications
Legal Requirements
• When required by law, regulation, or legal process
• To protect our rights, users, or business operations
Business Transfers
• In case of merger, acquisition, or asset sale
• Your data remains protected under this policy
Note: SMS consent data is never shared outside essential service providers.
5. Data Security
We implement industry-standard measures to protect your data:
• Encryption of sensitive data
• Secure systems and access controls
• Regular monitoring and security updates
• Internal data protection policies and staff training
While we strive to protect your data, no system can guarantee complete security.
6. Cookies & Tracking Technologies
We use cookies to:
• Improve website performance and usability
• Analyze visitor behavior
• Store user preferences
You can manage or disable cookies through your browser settings, though some features may be affected.
7. Your Rights & Choices
You have the right to:
• Access or update your personal information
• Request deletion of your data
• Opt-out of marketing emails via “unsubscribe”
• Opt-out of SMS messages by replying “STOP”
• Withdraw consent at any time
To exercise your rights, contact us using the details below.
8. Third-Party Links
Our website may include links to third-party sites. We are not responsible for their privacy practices. Please review their policies before sharing information.
9. Updates to This Policy
We may update this Privacy Policy periodically. Changes will be posted on this page with an updated effective date. Continued use of our services constitutes acceptance of those changes.
10. Contact Information
If you have questions about this Privacy Policy, please contact:
K&B Approvals
Email: [email protected]
Website: https://kandbapprovals.com/